Public, Products & Employers' Liability Insurance

Comprehensive Protection against Business Liabilities

No matter what industry you operate in, liability risks are always present. Whether dealing with customers, suppliers, or employees, your business could face costly claims if someone is injured or suffers damage due to your operations or products. Public, Products, and Employers’ Liability Insurance ensures that your business is protected against legal claims and compensation costs, safeguarding your financial stability.

At Hastings Insurance, we arrange tailored liability insurance solutions designed to protect businesses from unexpected legal and financial risks.

Types Of Cover

Public Liability Insurance:

Protecting Your Business against Claims from Third Parties

If a member of the public is injured or their property is damaged due to your business activities, you could face significant legal costs and compensation claims. Public Liability Insurance ensures that your business is protected from these risks, allowing you to operate with confidence.

Products Liability Insurance:

Protecting Your Business from Defective Product Claims

If a product you manufacture, distribute, or sell causes injury or damage, your business could be held legally responsible. Products Liability Insurance ensures that you are financially protected in the event of claims related to defective or faulty products.

Employers' Liability Insurance:

Protecting Your Business Against Employee Workplace Injury Claims

As an employer, you are responsible for ensuring a safe working environment for your staff. If an employee is injured or becomes ill due to their work, your business could face costly legal action. Employers’ Liability Insurance protects the policyholder against the legal and compensation costs associated with employee claims.

What Can Public Liability Insurance Protect Against?

Injury to Third Parties – Claims arising if a customer, supplier, or visitor is injured on your premises or due to your business activities
Property Damage – The cost of repairs or compensation if your business activities damage third-party property
Legal Fees & Compensation – Legal defence costs and any awarded compensation if a claim is made against you

What Can Products Liability Insurance Protect Against?

Injury to Third Parties – Covers claims if a person is injured due to a faulty product
Property Damage – Covers repair or replacement costs if a product damages third-party property
Legal Costs – Covers legal fees and compensation settlements

What Can Employers' Liability Insurance Protect Against?

Workplace Injuries – Claims arising where an employee is injured while performing their job
Work-Related Illnesses – Claims for illnesses caused by working conditions
Legal Defence Costs – Legal fees where an employee takes action against your business
Compensation – Compensation amounts where the employer is held liable for the injury sustained by its employee

Why Choose Hastings Insurance?

Experienced Team

We have an experienced team with deep knowledge of the Insurance market and can tailor policies to your needs.

Wide Market Access & Bespoke Insurance Solutions

We work with leading insurers in Ireland and Internationally to secure competitive cover and we tailor every policy is to match your specific needs.

Trusted Advice

With a reputation for reliability, we work with top insurers to provide you with high-quality coverage and support.

Secure Your Business Against Liability Risks Today

With Hastings Insurance, you can protect your business from unexpected claims and financial losses. Whether dealing with the public, selling products, or managing employees, our Public, Products, and Employers’ Liability Insurance gives you peace of mind. Contact us today to discuss your liability insurance needs and receive a tailored quote.

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