Property Owners’ Insurance is designed to cover the key risks associated with owning a property, including damage, liability claims, and loss of rental income. We arrange policies which may include:

• Building Insurance: protects the structure of your property against damage from fire, flood, storms, vandalism, and other unexpected events.
• Public Liability Insurance: covers legal costs and compensation if a tenant, visitor, or member of the public is injured on your property and makes a claim against you.
• Employers’ Liability Insurance: if you employ staff for property maintenance, cleaning, or management, this cover protects against claims for workplace injuries or illnesses.
• Loss of Rental Income: if your property becomes uninhabitable due to an insured event, this cover ensures protection against loss of rental income while repairs are being made.
• Contents Insurance: for landlords providing furnished or part-furnished rental properties, contents insurance covers fixtures, fittings, and appliances against damage or theft.