Motor Trade Sector

Insurance Solutions for the Motor Trade Sector

Specialist Insurance Solutions For Your Business

At Hastings Insurance, we understand the unique risks faced by businesses in the motor trade sector. Whether you operate a car dealership, repair garage, MOT centre, body shop, or vehicle valeting service, your business requires specialist insurance solutions to protect against liability, property damage, customer disputes, and business interruptions.

With extensive experience in the motor trade industry, we arrange tailored insurance solutions designed to safeguard your vehicles, premises, employees, and customers while ensuring regulatory compliance.

Risks Faced by Motor Trade Businesses

Motor trade businesses encounter a variety of risks that can affect operations, financial stability, and reputation, including but not limited to:

Vehicle Damage & Theft – Fire accidental damage, vandalism, or theft to stock vehicles, customer cars, and business-owned vehicles
Public & Employer’s Liability Risks – Injury claims from customers, employees, or third parties within your premises or due to your operations
Road Risks – Driving customer vehicles or stock vehicles on public roads
Product & Service Liability – Claims arising from faulty repairs, defective parts, or maintenance errors
Business Interruption – Financial losses due to operational disruptions caused by fire, flood, or other insured perils
Cyber & Data Breach Risks – Exposure through cyberattack to customer records, financial transactions, and business data

Comprehensive Cover Tailored to Your Needs

We arrange a wide range of insurance solutions specifically designed for motor trade businesses, including:

Motor Trade Road Risks Insurance – Coverage in respect of business and customer-owned vehicles for business-related driving
Public & Employer’s Liability Insurance – Protecting against injury claims from customers, employees, or third parties
Property Insurance – Protecting stock vehicles, parts, equipment, and business premises
Business Interruption Insurance – Protecting income lost due to operational downtime caused by fire and other insured perils
Product Liability Insurance – Protection against claims arising from defective vehicle parts, repairs, or maintenance
Demonstration Cover – Allowing potential buyers to test drive vehicles
Cyber Insurance – Protecting against losses associated with data breaches, cyber fraud, and digital security risks

Dedicated Risk Management & Claims Support

At Hastings Insurance, we go beyond just assisting with coverage—we work closely with Motor Trade providers to identify, manage, and mitigate risks. Our dedicated claims team ensures fast and efficient handling of claims, minimising financial losses and protecting your reputation.

Why Choose Hastings Insurance?

Experienced Team

We have an experienced team with deep knowledge of the Insurance market and can tailor policies to your needs.

Wide Market Access & Bespoke Insurance Solutions

We work with leading insurers in Ireland and Internationally to secure competitive cover and we tailor every policy is to match your specific needs.

Trusted Advice

With a reputation for reliability, we work with top insurers to provide you with high-quality coverage and support.

Protect Your Motor Trade Business with Specialist Insurance Solutions

From independent garages and MOT centres to franchise dealerships and car showrooms, Hastings Insurance ensures that your business is protected at every level. Contact our team today to discuss your motor trade insurance needs and discover how we can support your business with expert coverage and risk management solutions.

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