Hospitality Sector

Insurance Solutions for the Hospitality Sector

Specialist Insurance Solutions For Your Business

At Hastings Insurance, we understand the fast-paced and customer-driven nature of the hospitality industry. Whether you run a hotel, restaurant, bar, café, or catering business, your company faces unique risks that can impact operations, revenue, and reputation. From property damage and liability claims to employee risks and business interruptions, having the right insurance protection is essential.

With extensive experience in the hospitality sector, we arrange tailored insurance solutions that protect your business, staff, and guests while ensuring compliance with industry regulations.

Risks Faced by Hospitality Businesses

The hospitality industry is exposed to a wide range of risks that can lead to financial loss, legal action, or operational disruption, including:

Property Damage & Business Interruption – Fires, storm / flood, vandalism or burglary affecting premises and operations
Public Liability & Guest Injury – Customer injuries, slips and falls, or allergic reactions leading to compensation claims
Food & Beverage Contamination – Food poisoning claims or the need for a product recall due to contamination
Cyber & Data Breach Risks – Risks associated with customer bookings, payment systems, and digital operations
Employer’s Liability & Workplace Safety – Claims by employees for work-related injuries or health & safety breaches

Comprehensive Cover Tailored to Your Needs

We arrange a wide range of insurance solutions specifically designed for hospitality businesses, including:

Property & Business Interruption Insurance – Protecting buildings, contents, and stock with compensation for lost income due to unexpected closures
Public & Employer’s Liability Insurance – Protection against guest and employee injury claims
Product Liability Insurance – Protecting against claims related to food poisoning, contamination, or defective products
Cyber Insurance – Protection against customer data breaches, payment fraud, and cyberattacks
Goods in Transit Insurance – Covering the transport of food, beverages, and supplies

Dedicated Risk Management & Claims Support

At Hastings Insurance, we go beyond just assisting with coverage—we work closely with hospitality businesses to identify, manage, and mitigate risks. Our dedicated claims team ensures fast and efficient claim handling, helping you minimise financial loss and operational downtime.

Why Choose Hastings Insurance?

Experienced Team

Extensive experience in the Hospitality Sector and a dedicated Sector Team.

Tailored Solutions

Tailored insurance solutions to meet your specific needs. Proven track record with some of Ireland’s leading Hospitality Companies.

Dedicated Claims Team

Dedicated claims management team and proactive risk management strategies.

Protect Your Business & Guests with Specialist Insurance Solutions

From boutique hotels and fine dining restaurants to bars, cafés, and catering businesses, Hastings Insurance ensures that you have the right protection in place to operate with confidence. Contact our team today to discuss your hospitality insurance needs and discover how we can support your business with expert coverage and risk management solutions.

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