When illness or injury strikes, it can feel overwhelming – not just physically and emotionally, but financially too. The worry of lost income and mounting bills can steal your peace of mind just when you need to focus on healing. Income Protection is designed to be your lifeline during these difficult times, replacing up to 75% of your income (after social welfare payments) so you can keep paying the bills that matter most- your mortgage, car loans, utilities – and keep your life on track while you recover.

Being unable to work for weeks, months, or even years is a reality that none of us want to face, but medical advances mean more people survive serious illness and may require longer recovery times. The average Income Protection claim now lasts around 7 and a half years*, significantly longer than previously thought, highlighting how crucial ongoing financial support is. Could you or your family manage without your income for that long?

Whether you are an employee, self-employed, or a company director, protecting your income is one of the most important decisions you can make – not just for yourself but for those who depend on you. It’s about safeguarding your future, your home, and your peace of mind when life throws the unexpected your way.

*Source: *7.5 years was the average duration that people were out of work for on an income protection claim – Aviva Protection Claims Report 2024.