Directors & Officers Insurance

Protecting Those Who Lead Your Business

At Hastings Insurance, we understand the responsibilities and risks that come with leadership. That is why our team of experienced insurance professionals is dedicated to helping you safeguard your company’s directors and officers against the unexpected.

What is Directors & Officers (D&O) Insurance?

Directors & Officers Insurance provides critical financial protection for those who make decisions on behalf of your company. This coverage protects directors, officers, and other key decision-makers from personal liability in the event of claims or litigation arising from their professional actions or decisions. Without D&O insurance, these individuals could face significant financial losses—even if they are found not to be at fault.

What Does D&O Insurance Cover?

D&O policies are designed to cover a wide range of risks, which may include but not limited to:

Legal Costs: Defence expenses and settlement costs for claims against directors and officers.
Wrongful Acts: Coverage for negligence, defamation, misstatements, or breaches of duty.
Cybersecurity Failures: Liability for data breaches or failure to implement adequate security measures.
Regulatory: Claims related to breaches of laws such as the Companies Act or Health & Safety legislation.
Employment Practices Liability: Protection against claims involving discrimination, harassment, or wrongful termination.

D&O policies are typically written on a “Claims Made” basis, meaning protection is triggered when a claim is made and reported during the policy period.

Why Choose Hastings Insurance?

Experienced Team

We have an experienced team with deep knowledge of the Insurance market and can tailor policies to your needs.

Wide Market Access & Bespoke Insurance Solutions

We work with leading insurers in Ireland and Internationally to secure competitive cover and we tailor every policy is to match your specific needs.

Trusted Advice

With a reputation for reliability, we work with top insurers to provide you with high-quality coverage and support.

Do You Need D&O Insurance?

If your business has a board of directors, senior management, or decision-makers, D&O insurance is a must-have. The level of coverage depends on your company’s size, sector, and risk exposure. Our team will help you assess your needs and recommend the right level of protection.

Protect your leadership team today.

Get in touch with Hastings Insurance to discuss your D&O needs. Our experienced advisors are ready to help you secure the peace of mind you deserve.

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